About K&M Planning Inc
Who We Are
At K&M Planning Inc, based in Concord, NC, we simplify the insurance journey by offering honest, personalized solutions tailored to your life and budget. Licensed across North Carolina, South Carolina, GA, TN & VA we’ve built a reputation rooted in transparency, integrity, and affordability—all with a focus on protecting what matters most to you.
Our Mission & Values
People-First Approach
We’re more than agents—we’re your partners. We guide you through coverage options with clarity, not jargon, so you feel confident owning your insurance.
Honesty & Transparency
No upselling. No hidden fees. Just straightforward advice delivered with trust and clarity.
Affordability Meets Quality
We find you the right coverage at the best price—every time.
Local Presence, Regional Reach
Proudly serving families and individuals across NC and SC—from Charlotte to Charleston, Raleigh to Columbia.
The best agent. The best prices. The coverage you actually need.
Why K&M Stands Out
Decades of Trusted Service
Hundreds of satisfied clients have found peace of mind through our tailored insurance plans—whether for life, health, dental, or building financial protection through Indexed Universal Life (IUL).
Local Insight, Regional Understanding
Our Concord office means we’re familiar with local needs—and with dual licensing, we’re able to extend our trusted guidance across both states.
Stress-Free Experience
We handle the details so you don’t have to. You’ll enjoy a streamlined, pressure-free process—from quoting to coverage.
Our Promise to You
Promise What It Means for You
Personalized Service
Your coverage is designed around your life goals—not one-size-fits-all solutions.
Clear Guidance
No complicated jargon—just easy-to-understand explanations and options.
Trust First
We listen first. We advise honestly. You decide.
What's Next?
Your trusted, straightforward insurance partner is just a click away.
