Health Insurance That Actually Works for You

Coverage That Keeps You Healthy — Without Breaking the Bank

At K&M Planning, we make it easy to find reliable, affordable health insurance—with no guesswork, no pushy sales tactics, and no stress. Whether you need an individual plan, family coverage, or support navigating the health insurance marketplace, we’re here to help. We proudly serve clients across NC, SC, GA, TN & VA, with licensed local support you can trust.

Your Options, Explained Clearly

Individual Health Insurance

For self-employed professionals, freelancers, or anyone not covered by an employer, we help you find the right individual plan with the benefits you need—at a price you can manage.

Family Health Insurance

Protect your entire household with comprehensive family coverage. We'll help you compare plans that balance cost, coverage, and convenience.

Marketplace Assistance

Don’t know where to start with the Affordable Care Act (ACA) marketplace? We walk you through every step and help you apply for subsidies if you qualify.

Short-Term Plans

Need temporary coverage between jobs or during life transitions? We can help you secure short-term plans that keep you protected without long-term commitments.

Why People Choose K&M for Health Insurance

Local Help from Licensed Experts

Based in Concord, serving all of NC, SC, GA, TN & VA

No Hidden Costs or Fine Print

What you see is what you get

Guidance Without Pressure

We explain your options, you make the choice

Fast, Personalized Service

We tailor plans to your needs, not the other way around

Testimonials

Hear What Our Clients Say

We believe the best proof of our service is what our clients say about us. At K&M Planning, we’ve helped hundreds of families and individuals gain peace of mind with honest, affordable insurance plans. Here’s what a few of them had to say:

I had no idea what IUL was. Now I’m confident my kids have a better future thanks to their help.

Stephen John

K&M Planning helped me find life insurance that fits my budget. I didn’t feel pushed—just guided

Daniel John

They made the process simple and stress-free. I got the right health plan without paying more than I needed.

Mia T

Honest, clear, and affordable. I got dental coverage for my whole family in less than a day.

Chris L

Finally—an insurance agent who listens first and sells later. Highly recommend K&M Planning.

Renee F

Get the Coverage You Deserve, Without the Confusion

Health insurance shouldn’t be a guessing game. Whether you’re shopping for the first time or looking to switch plans, we’re here to make it simple.

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