Terms & Conditions
Effective Date: 02-September-2025
By accessing this website (kandmplanning.com), you agree to the following Terms and Conditions. Please read them carefully before using our site or submitting information.
Use of Website
This website is intended for individuals seeking information about insurance services offered by K&M Planning Inc in North Carolina and South Carolina. You agree to use the site only for lawful purposes.
Quotes and Information
All insurance information provided on this site is for general informational purposes only and does not constitute a binding offer. Actual quotes are subject to underwriting and carrier approval.
Intellectual Property
All content on this site—including text, logos, and images—is the property of K&M Planning Inc and may not be copied, distributed, or reused without permission.
Limitation of Liability
We do our best to ensure accurate, up-to-date information, but we do not guarantee that all content is error-free. K&M Planning Inc is not liable for any direct or indirect damages resulting from use of this site.
Third-Party Links
Our site may include links to third-party websites. We are not responsible for the content or practices of those websites.
Changes to Terms
We reserve the right to update these terms at any time. Continued use of the site means you accept the current version of these terms.
Governing Law
These Terms are governed by the laws of the State of North Carolina.
