Credit Card Processing Made Simple
Powered by K&M Payments — Your Trusted Payment Partner
At K&M Payments, a division of K&M Planning, we make accepting payments simple, secure, and cost-effective. Whether you’re opening your first shop, upgrading your payment system, or expanding online, our solutions are designed to help you grow with confidence.
From retail stores and cafés to service providers and healthcare practices, we provide tailored credit card processing solutions that fit your business—not the other way around.
Why Choose K&M Payments?
Transparent, No-Gimmick Pricing
No hidden fees. No surprise rate hikes. Just clear, honest pricing that helps you keep more of what you earn.
Fast Setup & Easy Integration
Get started quickly with countertop terminals, POS systems, or secure online checkouts—without the tech headaches.
Local Support, Nationwide Capability
Headquartered in Concord, NC, and serving businesses across North Carolina, South Carolina, and beyond. When you call, you’ll speak with real people, not call centers.
Custom Pricing for Your Business
Every business is different. We build pricing around your volume, industry, and unique needs.
What We Offer
- In-store and mobile payment solutions
- eCommerce gateway integration
- Custom pricing for high-volume merchants
- EMV, tap-to-pay, and contactless payment systems
- Quick deposits and chargeback assistance
- PCI compliance and fraud protection
Who We Serve
K&M Payments is a trusted partner for:
- Retail Stores & Boutiques
- Restaurants & Cafés
- eCommerce Businesses
- Service Providers & Contractors
- Medical & Dental Offices
- Nonprofits & Community Organizations
Ready to Get Started? Choose Your Path
Want to Sign Up Now?
Fill out our quick form and start processing payments today.
Need a Custom Quote First?
Tell us about your business, and we’ll create a plan that works for you.
We’re Here to Help You Keep More of What You Earn
Welcome to K&M Payments — Your Trusted Payment Partner
Contact Us
Let’s Find the Right Coverage for You
Serving individuals, families and businesses across North Carolina, South Carolina, and beyond.
Why Choose K&M Payments?
Transparent, No-Gimmick Pricing
No hidden fees, no surprise rate hikes—just honest payment solutions.
Local Support, Nationwide Capability
Based in Concord, NC and licensed across NC & SC, we serve small businesses with a personal touch.
Fast Setup & Easy Integration
We’ll get you up and running quickly, whether you need a countertop terminal, POS system, or online checkout.
Custom Pricing for Your Business
Every business is different. We offer tailored pricing based on your volume and industry.
Ready to Get Started?
Choose the form that best fits your needs:
