Affordable Dental Insurance for a Healthier Smile

Get the Dental Care You Need Without the Guesswork
At K&M Planning, we make dental insurance simple. Whether you’re looking for basic preventive coverage or a more comprehensive plan that includes major procedures, we’ll help you find the right fit for your needs and budget.
Serving families and individuals across North Carolina and South Carolina, our team is here to make sure you’re covered with clear, honest guidance every step of the way.
What Dental Insurance Can Cover
Preventive Care
Stay on top of your oral health with routine cleanings, exams, and x-rays—all often fully covered under most plans.
Basic Procedures
Need a filling, simple extraction, or treatment for a cavity? We’ll help you find coverage that reduces out-of-pocket costs.
Major Services
From crowns and root canals to dentures or oral surgery, we can connect you with plans that minimize expenses on big-ticket treatments.

Who Needs Dental Insurance?
- Families with growing children needing regular checkups
- Adults managing ongoing dental care needs
- Seniors seeking coverage for major dental work
- Anyone who wants to avoid high out-of-pocket dental costs
Why Choose K&M Planning?
Local Support
Licensed in NC, SC, GA, TN & VA, and based in Concord
Plans That Fit Your Budget
We’ll compare options, not push one-size-fits-all coverage
Quick Enrollment
Get covered fast with our no-fuss application process
No Guessing
We explain what’s covered and what’s not—clearly

Testimonials
Hear What Our Clients Say

I had no idea what IUL was. Now I’m confident my kids have a better future thanks to their help.
Stephen John

K&M Planning helped me find life insurance that fits my budget. I didn’t feel pushed—just guided
Daniel John

Mia T

Honest, clear, and affordable. I got dental coverage for my whole family in less than a day.
Chris L

Renee F
Let’s Get You Covered
Dental health matters more than people realize. Whether it’s preventive care or protection from unexpected costs, we’ll help you find a plan that works.